5 reasons behind soaring health costs - Health care- msnbc.com

5 reasons behind soaring health costs - Health care- msnbc.com: "With unemployment rising and companies cutting back on benefits, more and more Americans are experiencing the sticker shock of buying unsubsidized health insurance for the first time. 'Even healthy people are facing payments they simply can't afford,' says Arthur Caplan, Ph.D., director of the Center for Bioethics at the University of Pennsylvania and an msnbc.com contributor. 'And if you have a preexisting problem, forget it. Insurance rates are beyond the means of everyone but the most wealthy.'"